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<channel>
	<title>Fortumoblog</title>
	<atom:link href="http://blog.fortumo.com/feed/" rel="self" type="application/rss+xml" />
	<link>http://blog.fortumo.com</link>
	<description>Fast track to global mobile payments</description>
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		<title>Moscow, Berlin, Las Vegas, Singapore, Malmö: Meet Fortumo At Events In May</title>
		<link>http://blog.fortumo.com/moscow-berlin-las-vegas-singapore-malmo-meet-fortumo-at-events-in-may/</link>
		<comments>http://blog.fortumo.com/moscow-berlin-las-vegas-singapore-malmo-meet-fortumo-at-events-in-may/#comments</comments>
		<pubDate>Fri, 10 May 2013 12:16:09 +0000</pubDate>
		<dc:creator>Branimir Parashkevov</dc:creator>
				<category><![CDATA[Events]]></category>
		<category><![CDATA[Fortumo]]></category>
		<category><![CDATA[Mobile industry]]></category>

		<guid isPermaLink="false">http://blog.fortumo.com/?p=6160</guid>
		<description><![CDATA[May is stacked with exciting gaming and developer events all around the globe. Fortumo will be participating at the following events in the US, Asia and Europe: FlashGAMM in Moscow (May 14th) Social Gambling &#38; Gaming Summit in Berlin (May 14th-15th) The App Summit in Las Vegas (May 21st) CTIA 2013 in Las Vegas (May [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://blog.fortumo.com/wp-content/uploads/NordicGame20111.jpg"><img class="alignright  wp-image-6191" title="NordicGame2011" src="http://blog.fortumo.com/wp-content/uploads/NordicGame20111.jpg" alt="" width="256" height="170" /></a>May is stacked with exciting gaming and developer events all around the globe. Fortumo will be participating at the following events in the US, Asia and Europe:</p>
<ul>
<li><strong><a href="http://www.flashgamm.com/moscow2013/en/" target="_blank">FlashGAMM</a></strong> in Moscow (May 14th)</li>
<li><strong><a href="http://socialgamingsummit.de/berlin2013/agenda/" target="_blank">Social Gambling &amp; Gaming Summit</a></strong> in Berlin (May 14th-15th)</li>
<li><strong><a href="http://theappsummit.net/" target="_blank">The App Summit</a></strong> in Las Vegas (May 21st)</li>
<li><strong><a href="http://www.ctia2013.com/" target="_blank">CTIA 2013</a></strong> in Las Vegas (May 21st-23rd)</li>
<li><strong><a href="http://asia.casualconnect.org/" target="_blank">Casual Connect Asia</a></strong> in Singapore (May 21st-23rd)</li>
<li><strong><a href="http://nordicgame.com/" target="_blank">Nordic Game 2013</a></strong> in Malmö (May 22nd-24th)</li>
</ul>
<p>Attending one of these events? Send us an e-mail at <strong><a title="mailto:bd@fortumo.com" href="bd@fortumo.com">bd@fortumo.com</a></strong> and let&#8217;s meet up!</p>
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		<title>Meet Fortumo At The Global Mobile Internet Conference</title>
		<link>http://blog.fortumo.com/meet-fortumo-global-mobile-internet-conference/</link>
		<comments>http://blog.fortumo.com/meet-fortumo-global-mobile-internet-conference/#comments</comments>
		<pubDate>Mon, 06 May 2013 10:35:48 +0000</pubDate>
		<dc:creator>Gewben Wu</dc:creator>
				<category><![CDATA[Fortumo]]></category>
		<category><![CDATA[Mobile industry]]></category>

		<guid isPermaLink="false">http://blog.fortumo.com/?p=6114</guid>
		<description><![CDATA[The Global Mobile Internet Conference will be taking place in Beijing, China this week. From May 7th to May 8th, over 10 thousand participants from the mobile industry &#8211; including Fortumo &#8211; will gather for keynotes, networking and experiencing new technologies first-hand in the exhibition area. Fortumo provides the broadest mobile payments coverage in 80 countries [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://beijing.thegmic.com/about_gmic_beijing_2013/"><img class="alignright size-medium wp-image-6119" title="GMIC" src="http://blog.fortumo.com/wp-content/uploads/2013/05/GMIC-300x129.jpg" alt="" width="300" height="129" /></a>The <strong><a href="http://beijing.thegmic.com/overview/" target="_blank">Global Mobile Internet Conference</a></strong> will be taking place in Beijing, China this week.</p>
<p>From May 7th to May 8th, over 10 thousand participants from the mobile industry &#8211; including Fortumo &#8211; will gather for keynotes, networking and experiencing new technologies first-hand in the exhibition area.</p>
<p>Fortumo provides the broadest mobile payments coverage in 80 countries and supporting all major platforms. In addition to payments over the web and in Android &amp; Windows 8 apps, we recently launched payments for <strong><a href="http://fortumo.com/nook" target="_blank">NOOK</a></strong> and <strong><a href="http://fortumo.com/windows8" target="_blank">Windows Phone</a></strong> devices as well. Interested in reaching overseas markets through a simple payment solution with great conversion? Send us an e-mail at <strong><a href="mailto:bd@fortumo.com" target="_blank">bd@fortumo.com</a></strong> to set up a meeting during GMIC.</p>
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		<title>What To Learn From 1 Million Payments On Android?</title>
		<link>http://blog.fortumo.com/what-to-learn-from-1-million-payments-on-android/</link>
		<comments>http://blog.fortumo.com/what-to-learn-from-1-million-payments-on-android/#comments</comments>
		<pubDate>Fri, 03 May 2013 12:20:38 +0000</pubDate>
		<dc:creator>Mattias Liivak</dc:creator>
				<category><![CDATA[Google]]></category>
		<category><![CDATA[In-App Payments]]></category>
		<category><![CDATA[Payments]]></category>

		<guid isPermaLink="false">http://blog.fortumo.com/?p=6104</guid>
		<description><![CDATA[Fortumo processes hundreds of thousands of payments each day. In order to help developers using Fortumo maximize their revenue, we recently extracted one million payments conducted on Android randomly from our database. Some of the more interesting findings from this data is presented on the infographic to the right &#8211; click on it to see [...]]]></description>
			<content:encoded><![CDATA[<p dir="ltr"><a href="http://blog.fortumo.com/wp-content/uploads/Fortumo-1-Million-Android-In-App-Payments-Infographic.jpg" target="_blank"><img class="alignright size-medium wp-image-6105" title="Fortumo 1 Million Android Payments" src="http://blog.fortumo.com/wp-content/uploads/2013/05/Fortumo-1-Million-Android-Payments-225x300.jpg" alt="" width="225" height="300" /></a>Fortumo processes hundreds of thousands of payments each day. In order to help developers using Fortumo maximize their revenue, we recently extracted one million payments conducted on Android randomly from our database. Some of the more interesting findings from this data is presented on the infographic to the right &#8211; click on it to see a full version.</p>
<div>As the infographic does not tell the full story, here are the key takeaways to consider when planning for payments on Android:</div>
<div>
<ul>
<li><strong>Android OS is fragmented</strong>: 27.7% of users make payments on Android Gingerbread (2.3.6) &#8211; a version of the operating system launched in September 2011. An additional 18% use an even older version of Android. This can be explained with the widespread use of cheaper, lower-end smartphones in emerging markets.</li>
<li><strong>Weekends bring the highest revenue</strong>: There is a tendency for more revenue to be made during weekends. The dataset is randomized across all our developers, but the largest ones hold their promotional campaigns during Saturday and Sunday when people have more time to play.</li>
<li><strong>Revenue can be made anywhere</strong>: For us, the five countries listed in the infographic &#8211; Brazil, Thailand, France, Turkey and Malasia &#8211; are some of the biggest in terms of revenue. Germany and UK are also pretty high on the list. This shows that even in developed countries &#8211; where there are a lot of credit cards &#8211; users still prefer to pay using their phone, simply because it’s easier.</li>
</ul>
</div>
<div>
<p>Interested in learning more about how to successfully monetize your Android app using mobile payments? Get in touch by sending us an e-mail at <a href="mailto:bd@fortumo.com">bd@fortumo.com</a>.</p>
<div></div>
</div>
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		<title>Fortumo at Guangzhou Game Show</title>
		<link>http://blog.fortumo.com/fortumo-at-guangzhou-game-show/</link>
		<comments>http://blog.fortumo.com/fortumo-at-guangzhou-game-show/#comments</comments>
		<pubDate>Wed, 03 Apr 2013 11:42:43 +0000</pubDate>
		<dc:creator>Mattias Liivak</dc:creator>
				<category><![CDATA[Fortumo]]></category>
		<category><![CDATA[Games and Gaming]]></category>
		<category><![CDATA[Mobile industry]]></category>

		<guid isPermaLink="false">http://blog.fortumo.com/?p=6085</guid>
		<description><![CDATA[From April 3rd to April 5th Fortumo is exhibiting at the Guangzhou Game Show in Guangzhou, China. With an estimated 200,000 people in attendance, Guangzhou is the largest game conference in Southern China. Fortumo has also been selected to give a speech at the conference. In the speech, our VP Gerri Kodres will provide tips [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://en.gzgameshow.com/index.asp"><img class="alignright size-full wp-image-6086" title="Guangzhou Game Show" src="http://blog.fortumo.com/wp-content/uploads/2013/04/Guangzhou-Game-Show.jpg" alt="" width="200" height="200" /></a></p>
<p>From April 3rd to April 5th Fortumo is exhibiting at the <strong><a href="http://en.gzgameshow.com/index.asp" target="_blank">Guangzhou Game Show</a></strong> in Guangzhou, China. With an estimated 200,000 people in attendance, Guangzhou is the largest game conference in Southern China. Fortumo has also been selected to give a speech at the conference. In the speech, our VP Gerri Kodres will provide tips and recommendations on what Asian game developers should do to expand to Western markets.</p>
<p>So, if you are an Asian developer looking for billing and distribution outside of China or a Western developer looking to enter the huge and growing Chinese market, you are welcome to visit our booth in Guangzhou Game Show on Thursday and Friday. You can also send e-mail at <strong><a href="mailto:bd@fortumo.com" target="_blank">bd@fortumo.com</a></strong> to set up a meeting.</p>
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		<title>Meet Fortumo at Game Connection &amp; GDC</title>
		<link>http://blog.fortumo.com/meet-fortumo-at-game-connection-gdc/</link>
		<comments>http://blog.fortumo.com/meet-fortumo-at-game-connection-gdc/#comments</comments>
		<pubDate>Tue, 26 Mar 2013 16:48:36 +0000</pubDate>
		<dc:creator>Tarvo Topolev</dc:creator>
				<category><![CDATA[Fortumo]]></category>

		<guid isPermaLink="false">http://blog.fortumo.com/?p=6073</guid>
		<description><![CDATA[March is closing out with two large gaming events in San Francisco as both Game Connection and Game Developers Conference 2013 are taking place this week. In total over 23 thousand games industry professionals will be attending these events and Fortumo will be there as well. For the next two days (Tuesday and Wednesday) we [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://blog.fortumo.com/wp-content/uploads/2013/03/Games-Connection-GDC-2013.jpg"><img class="alignright size-full wp-image-6074" title="Games Connection GDC 2013" src="http://blog.fortumo.com/wp-content/uploads/2013/03/Games-Connection-GDC-2013.jpg" alt="" width="348" height="195" /></a>March is closing out with two large gaming events in San Francisco as both <strong><a href="http://www.game-connection.com/gameconn/" target="_blank">Game Connection</a></strong> and <strong><a href="http://www.gdconf.com/" target="_blank">Game Developers Conference 2013</a></strong> are taking place this week.</p>
<p>In total over 23 thousand games industry professionals will be attending these events and Fortumo will be there as well.</p>
<p>For the next two days (Tuesday and Wednesday) we will be participating at Game Connection and starting from tomorrow will be joining GDC too. If you want to learn more about monetizing users on the web and in Android, Windows 8 &amp; Windows Phone apps or would just like to meet up for a chat, let us know at <strong><a href="mailto:bd@fortumo.com" target="_blank">bd@fortumo.com</a></strong>. You are also welcome to drop by <strong>Table 252 </strong>at Game Connection and look out for the guys in red jackets at Game Developers Conference.</p>
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		<title>Barnes &amp; Noble Partners With Fortumo To Bring In-App Purchasing To NOOK</title>
		<link>http://blog.fortumo.com/fortumo-nook/</link>
		<comments>http://blog.fortumo.com/fortumo-nook/#comments</comments>
		<pubDate>Mon, 25 Mar 2013 11:30:31 +0000</pubDate>
		<dc:creator>Rain Rannu</dc:creator>
				<category><![CDATA[Android]]></category>
		<category><![CDATA[Fortumo]]></category>
		<category><![CDATA[In-App Payments]]></category>

		<guid isPermaLink="false">http://blog.fortumo.com/?p=6054</guid>
		<description><![CDATA[We&#8217;re excited to announce our partnership with Barnes &#38; Noble to bring in-app purchasing to NOOK tablets. Not only does NOOK &#8211; in our opinion &#8211; have the most user-friendly and best value Android tablets in the US and UK market, what&#8217;s more important is that NOOK Apps developers are reporting 3 to 4 times [...]]]></description>
			<content:encoded><![CDATA[<p dir="ltr"><a href="http://blog.fortumo.com/wp-content/uploads/2013/03/nook_12.png"><img class="alignright size-full wp-image-6082" title="Nook Fortumo" src="http://blog.fortumo.com/wp-content/uploads/2013/03/nook_12.png" alt="" width="318" height="213" /></a>We&#8217;re excited to announce our partnership with Barnes &amp; Noble to bring <strong>in-app purchasing to NOOK tablets</strong>.</p>
<div>Not only does NOOK &#8211; in our opinion &#8211; have the most user-friendly and best value Android tablets in the US and UK market, what&#8217;s more important is that <strong>NOOK Apps</strong> <strong>developers are reporting 3 to 4 times the app sales than with other stores</strong>. With in-app purchasing, you can soon make money on freemium apps as easily as from paid apps.</p>
<p dir="ltr">In-app purchasing on NOOK is using the <strong>same Fortumo in-app payments integration</strong> that developers are already using to make money in other Android stores. What does it mean?</p>
<p dir="ltr">For Fortumo&#8217;s existing customers, it means that no additional development effort is needed. You can keep your current integration, just update the SDK (to ver 9.0.) and you&#8217;re good to go!</p>
<p dir="ltr">For NOOK developers, it&#8217;ll mean that with one simple Fortumo integration, not only are you able to make money on all NOOK tablets (which alone is more than worth the integration), but you can also distribute the same app in other global marketplaces and monetize with mobile operator billing.</p>
<p dir="ltr">In-app purchasing on NOOK is currently in <strong>pilot phase</strong>, scheduled to open to all developers soon. <strong>Interested in participating</strong> in the pilot or want to be the first to know when the program is open to all? <strong><a href="http://fortumo.com/nook" target="_blank">Let us know!</a></strong></p>
<p dir="ltr">Press release <strong><a href="http://www.barnesandnobleinc.com/press_releases/03_25_13_nook_iap_release.html" target="_blank">here</a></strong>.</p>
</div>
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		<title>Feature Phones Are Dead, Long Live Feature Phones!</title>
		<link>http://blog.fortumo.com/feature-phones-are-dead-long-live-feature-phones/</link>
		<comments>http://blog.fortumo.com/feature-phones-are-dead-long-live-feature-phones/#comments</comments>
		<pubDate>Thu, 14 Mar 2013 08:10:02 +0000</pubDate>
		<dc:creator>Jaana Metsamaa</dc:creator>
				<category><![CDATA[Fortumo]]></category>
		<category><![CDATA[Mobile industry]]></category>

		<guid isPermaLink="false">http://blog.fortumo.com/?p=6020</guid>
		<description><![CDATA[The research company IHS announced last August that smartphones will seize more than half of the mobile device marketplace in 2013. During the same month data from carriers confirmed that over 50% of the mobile phones used in the USA are smartphones. Even though Android and iOS powered devices are taking over, nothing will change [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://blog.fortumo.com/wp-content/uploads/2013/03/Fortumo-Feature-Phone-Payment1.png"><img class="alignright size-medium wp-image-6102" title="Fortumo Feature Phone Payment" src="http://blog.fortumo.com/wp-content/uploads/2013/03/Fortumo-Feature-Phone-Payment1-153x300.png" alt="" width="153" height="300" /></a>The research company IHS <a href="http://allthingsd.com/20120828/half-of-all-mobile-phones-will-be-smartphones-by-2013-two-years-earlier-than-forecast/" target="_blank">announced</a> last August that smartphones will seize more than half of the mobile device marketplace in 2013. During the same month data from carriers <a href="http://gigaom.com/2012/08/13/carrier-data-confirms-it-half-of-us-now-owns-a-smartphone/" target="_blank">confirmed</a> that over 50% of the mobile phones used in the USA are smartphones. Even though Android and iOS powered devices are taking over, nothing will change overnight. There will still be billions of feature phones in use during the upcoming years.</p>
<p>The first reason why feature phones are not yet dying out is data connections. The main advantage of smartphones &#8211; apps and cloud services &#8211; are mostly useful only when the user is connected to the internet. Looking at worldwide <a href="http://www.ericsson.com/res/docs/2012/ericsson-mobility-report-november-2012.pdf" target="_blank">data from Ericsson</a>, 3G connections (WCDMA/HSPA) are currently available only to ~45% of people in the world. Even though the prediction says ~85% of people will have access to 3G by 2017, this still means four years of billions of people not having full functionality on their smartphones.</p>
<p>Secondly, there will always be people who prefer older technologies. Even though the idea of a “post-PC era” of tablets and smartphones widely circulates in the media, there are still <a href="http://www.gartner.com/newsroom/id/2301715" target="_blank">350M traditional PCs</a> (desktops &amp; laptops) sold annually. Nokia just recently <a href="http://mashable.com/2013/02/25/nokia-20-dollar-phone/" target="_blank">announced</a> a new 20$ feature phone. The benefits of older technologies is that they are often cheaper and more durable. In emerging economies, this can be the key factor for deciding which phone to purchase. What does this mean for developers?</p>
<p>From the perspective of mobile payments, feature phones should not be discarded yet. There are <a href="http://www.java.com/en/about/" target="_blank">3 billion mobile phones</a> running Java globally and enabling users to pay on these devices can help expand revenue. In addition to payments made over the Internet on such devices, games built on J2ME can also be potentially lucrative.</p>
<p><a href="http://blog.fortumo.com/wp-content/uploads/2013/03/BRIC-Smartphone-Penetration-14.png"><img class="alignright" title="BRIC-Smartphone-Penetration-1" src="http://blog.fortumo.com/wp-content/uploads/2013/03/BRIC-Smartphone-Penetration-14-239x300.png" alt="" width="239" height="300" /></a>Since feature phones are not going anywhere during the next few years, we have created a customized payment flow of Fortumo web payments for use on feature phones. The solution automatically recognizes when a feature phone environment is being used and morphs itself to enable payments on phones without in-app payment capabilities. <a href="https://fortumo.com/mobile_payments/25c09ce71cbde33fd7034f3601736505?v=wap" target="_blank">Click here</a> to see what the payment flow looks like in a feature phone.</p>
<p>All you need to do to your existing Fortumo web payment integrations is to add the <em>v=wap</em> parameter to force the feature phone friendly flow, but as stated early, we will do this automatically if we see a feature phone.</p>
<p>There is no reason to leave billions of feature phones out of the mobile payments ecosystem. If you want to make sure that even more people have access to your payments, check out how to integrate payments for feature phones in our <a href="http://developers.fortumo.com/pay-by-mobile" target="_blank">Developers Portal</a>.</p>
<div></div>
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		<title>Fortumo Hosts UK Ambassador</title>
		<link>http://blog.fortumo.com/fortumo-hosts-uk-ambassador/</link>
		<comments>http://blog.fortumo.com/fortumo-hosts-uk-ambassador/#comments</comments>
		<pubDate>Wed, 13 Mar 2013 13:17:26 +0000</pubDate>
		<dc:creator>Mattias Liivak</dc:creator>
				<category><![CDATA[Innovation]]></category>
		<category><![CDATA[Technology]]></category>

		<guid isPermaLink="false">http://blog.fortumo.com/?p=5978</guid>
		<description><![CDATA[Today Fortumo was visited by the ambassador of the UK in Estonia, Mr Christopher Holtby OBE. After a short tour of the office, the ambassador sat down to talk with Fortumo co-founder Martin Koppel and VP of Business Development Gerri Kodres about the mobile payments industry, its future and how Fortumo could be more involved with [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://blog.fortumo.com/wp-content/uploads/2013/03/fortumo-uk-ambassador1.jpg"><img class="alignright size-thumbnail wp-image-5983" title="OLYMPUS DIGITAL CAMERA" src="http://blog.fortumo.com/wp-content/uploads/2013/03/fortumo-uk-ambassador1-150x150.jpg" alt="" width="150" height="150" /></a>Today Fortumo was visited by the ambassador of the UK in Estonia, <a href="http://ukinestonia.fco.gov.uk/en/about-us/our-embassy/ambassador/">Mr Christopher Holtby OBE</a>.</p>
<p>After a short tour of the office, the ambassador sat down to talk with Fortumo co-founder Martin Koppel and VP of Business Development Gerri Kodres about the mobile payments industry, its future and how Fortumo could be more involved with the UK.</p>
<p>Under discussion were also business development opportunities and help which Fortumo can provide to British developers looking to increase their export through mobile payments.</p>
<p>Thank you for the visit and we look forward to seeing you again!</p>
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		<title>Windows 8 Payments Update: Easier Integration &amp; Windows Phone Support</title>
		<link>http://blog.fortumo.com/windows-8-payments-update-native-windows-phone-support/</link>
		<comments>http://blog.fortumo.com/windows-8-payments-update-native-windows-phone-support/#comments</comments>
		<pubDate>Mon, 04 Mar 2013 07:30:51 +0000</pubDate>
		<dc:creator>Jaana Metsamaa</dc:creator>
				<category><![CDATA[Fortumo]]></category>
		<category><![CDATA[In-App Payments]]></category>
		<category><![CDATA[Windows 8]]></category>

		<guid isPermaLink="false">http://blog.fortumo.com/?p=5940</guid>
		<description><![CDATA[We are happy to let you know that we have released a major upgrade for our Windows 8 in-app payments solution today. Based on feedback from developers who are already using Windows 8 payments solution, our development team has been busy upgrading it and adding additional features. Today, we are launching a new version of [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://blog.fortumo.com/wp-content/uploads/2013/02/tablet-nokia1.png"><img class="alignright size-medium wp-image-5972" title="tablet-nokia" src="http://blog.fortumo.com/wp-content/uploads/2013/02/tablet-nokia1-300x215.png" alt="" width="300" height="215" /></a>We are happy to let you know that we have released a major upgrade for our Windows 8 in-app payments solution today.</p>
<p>Based on feedback from developers who are already using Windows 8 payments solution, our development team has been busy upgrading it and adding additional features. Today, we are launching a new version of the product with two major updates: <strong>support for Windows Phone and cross-device integration</strong>.</p>
<p>The new version has <strong>less code</strong> and <strong>makes integration</strong> of mobile payments with Microsoft devices <strong>significantly faster</strong>. Developers can now use a <strong>single SDK</strong> to activate payments in all Microsoft devices: <strong>desktops, laptops and tablets</strong> running Windows 8 &amp; <strong>smartphones</strong> running any version of the Windows Phone operating system.</p>
<p>The improved <strong>native SDK</strong> also <strong>reduces the payment friction</strong> and users can make payments with 2 simple clicks. For the end-user buying virtual coins or unlocking new features, payments are completed without leaving the app, leading to better payment conversion and increased revenue.</p>
<p>Developers already using Fortumo payments in Windows 8 can upgrade in their own time as we will continue to support the previous version &#8211; however, you should definitely test out the native user experience and payments on Windows Phone as well. If you’re new to Fortumo, all you need to do is install the NuGet Fortumo package and write a couple of lines of code:</p>
<p><span style="font-family: Consolas, Monaco, monospace; font-size: 12px; line-height: 18px;">using Fortumo;<br />
</span><span style="font-family: Consolas, Monaco, monospace; font-size: 12px; line-height: 18px;">using FortumoWindowsPhone; //or using FortumoWindows</span></p>
<p><span style="font-family: Consolas, Monaco, monospace; font-size: 12px; line-height: 18px;">//Create the Fortumo object, use your Service ID and secret.<br />
</span><span style="font-family: Consolas, Monaco, monospace; font-size: 12px; line-height: 18px;">Payment p = new Payment(&#8220;serviceID&#8221;, &#8220;secret&#8221;);</span></p>
<p><span style="font-family: Consolas, Monaco, monospace; font-size: 12px; line-height: 18px;">//subscribe to the Completed event (see PaymentCompleted function below)<br />
</span><span style="font-family: Consolas, Monaco, monospace; font-size: 12px; line-height: 18px;">//do this right after creating the Payment object to make sure that<br />
</span><span style="font-family: Consolas, Monaco, monospace; font-size: 12px; line-height: 18px;">//you don’t miss out on any “completed” notifications<br />
</span><span style="font-family: Consolas, Monaco, monospace; font-size: 12px; line-height: 18px;">p.Completed += PaymentCompleted;</span></p>
<p><span style="font-family: Consolas, Monaco, monospace; font-size: 12px; line-height: 18px;">//add extra parameters<br />
</span><span style="font-family: Consolas, Monaco, monospace; font-size: 12px; line-height: 18px;">p.AddParameter(&#8220;cuid&#8221;, &#8220;my_users_id&#8221;);</span></p>
<p><span style="font-family: Consolas, Monaco, monospace; font-size: 12px; line-height: 18px;">//show the payment window.<br />
</span><span style="font-family: Consolas, Monaco, monospace; font-size: 12px; line-height: 18px;">p.Show();</span></p>
<p><span style="text-align: center;">You can download the latest Fortumo Windows 8 Payments Library from your Fortumo Dashboard and read more about the changes in our </span><a style="text-align: center;" href="http://developers.fortumo.com/windows8">developers portal</a><span style="text-align: center;">.</span></p>
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		<title>Meet Fortumo at LAUNCH Presents: Microsoft</title>
		<link>http://blog.fortumo.com/meet-fortumo-at-launch-presents-microsoft/</link>
		<comments>http://blog.fortumo.com/meet-fortumo-at-launch-presents-microsoft/#comments</comments>
		<pubDate>Tue, 26 Feb 2013 15:06:56 +0000</pubDate>
		<dc:creator>Branimir Parashkevov</dc:creator>
				<category><![CDATA[Fortumo]]></category>

		<guid isPermaLink="false">http://blog.fortumo.com/?p=5930</guid>
		<description><![CDATA[In addition to participating at Mobile World Congress, this week we are also going to Birmingham for the LAUNCH Presents: Microsoft event which will focus on the Windows 8 platform. We are looking forward to sharing our experience from mobile payments with  roughly 100 developers from the games industry participating at the event. If you [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://launchpresentsmicrosoft.eventbrite.co.uk/#m_1_100"><img class="alignright size-full wp-image-5935" title="win8logo" src="http://blog.fortumo.com/wp-content/uploads/2013/02/win8logo1.jpg" alt="" width="200" height="200" /></a>In addition to participating at <a href="http://blog.fortumo.com/fortumo-at-mobile-world-congress/">Mobile World Congress</a>, this week we are also going to Birmingham for the <a href="http://launchpresentsmicrosoft.eventbrite.co.uk/#m_1_100">LAUNCH Presents: Microsoft</a> event which will focus on the Windows 8 platform. We are looking forward to sharing our experience from mobile payments with  roughly 100 developers from the games industry participating at the event.</p>
<p>If you happen to be in Birmingham on Thursday, send us an e-mail at<a href="mailto:bd@fortumo.com"> bd@fortumo.com</a> and lets meet up!</p>
<p>We will have some great updates to share about our <a href="http://fortumo.com/windows8">Windows 8 payments</a> soon, but as a reminder for now: all developers who integrate before May 31st will receive 6 months of <a href="http://fortumo.com/windows8_press">free payment processing</a>. Try it out!<strong id="internal-source-marker_0.16681262128986418"><br />
</strong></p>
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		<title>Welcome, Intel &amp; Greycroft!</title>
		<link>http://blog.fortumo.com/welcome-intel-greycroft/</link>
		<comments>http://blog.fortumo.com/welcome-intel-greycroft/#comments</comments>
		<pubDate>Thu, 21 Feb 2013 08:00:21 +0000</pubDate>
		<dc:creator>Rain Rannu</dc:creator>
				<category><![CDATA[Fortumo]]></category>

		<guid isPermaLink="false">http://blog.fortumo.com/?p=5916</guid>
		<description><![CDATA[Today, I&#8217;m happy to announce that we&#8217;ve got two new shareholders at Fortumo: Intel Capital and Greycroft Partners. During our five years in business, Fortumo has always taken a somewhat different approach. While others are focusing primarily on the US and large Western European markets, Fortumo has given equally strong emphasis on emerging and growth [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://blog.fortumo.com/wp-content/uploads/2013/02/logod1.png"><img class="alignright size-full wp-image-5928" title="fortumo-intel-greycroft" src="http://blog.fortumo.com/wp-content/uploads/2013/02/logod1.png" alt="" width="238" height="310" /></a>Today, I&#8217;m happy to announce that we&#8217;ve got two new shareholders at Fortumo: Intel Capital and Greycroft Partners.</p>
<p>During our five years in business, Fortumo has always taken a somewhat different approach.</p>
<p>While others are focusing primarily on the US and large Western European markets, Fortumo has given equally strong emphasis on emerging and growth markets where credit card penetration may be low but mobile usage is very high.</p>
<p>While others are focusing on large merchants alone, Fortumo is also servicing a &#8220;long-tail&#8221; of small and medium-sized merchants (via self-service setup on our website), giving them the same access to the billing capabilities world&#8217;s largest mobile operators that Angry Birds and Facebook have.</p>
<p>And, while others are focusing primarily on desktop, Fortumo has paid a lot of attention to solving mobile payments within a mobile device, like in-app payments on Android (and now on Windows 8) as well as HTML5 mobile apps.</p>
<p>Taking a different approach from others has enabled Fortumo to grow fast, and &#8211; equally important &#8211; profitably. Thus, when we&#8217;re now welcoming our first outside shareholders since our founding in 2007, we&#8217;re doing it because we at Fortumo believe that Intel and Greycroft can add additional value to our business and help us to take Fortumo to the next level.</p>
<p>The deal does not change much in terms of Fortumo&#8217;s strategy or day-to-day operations. However, it will help us better pursue more growth opportunities in the $200 billion mobile payments market, including additional business lines, strategic partnerships and acquisitions.</p>
<p>I want to thank our partners and customers: we&#8217;ll continue to be the best mobile payments provider we can be. We&#8217;ve got a few more exciting announcement coming in the next weeks and months. Stay tuned!</p>
<p>Full press release <a href="http://fortumo.com/fortumo-intel-greycroft" target="_blank">here</a>.</p>
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		<title>Android App Distribution: Are All Your Eggs In One Basket?</title>
		<link>http://blog.fortumo.com/android-app-distribution-are-all-your-eggs-in-one-basket/</link>
		<comments>http://blog.fortumo.com/android-app-distribution-are-all-your-eggs-in-one-basket/#comments</comments>
		<pubDate>Fri, 15 Feb 2013 14:23:28 +0000</pubDate>
		<dc:creator>Rain Aavisto</dc:creator>
				<category><![CDATA[Android]]></category>
		<category><![CDATA[Fortumo]]></category>
		<category><![CDATA[Mobile marketing]]></category>

		<guid isPermaLink="false">http://blog.fortumo.com/?p=5901</guid>
		<description><![CDATA[Android has become the leading smartphone OS by market share over the past five years. With 500 million active devices, choosing Android as the first platform for developing your app or mobile game is a pretty good choice. However, due to its open nature Android also presents a challenge &#8211; namely from the app distribution [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://blog.fortumo.com/wp-content/uploads/2013/02/appstores1.jpg"><img class="alignright size-full wp-image-5914" title="appstores" src="http://blog.fortumo.com/wp-content/uploads/2013/02/appstores1.jpg" alt="" width="300" height="274" /></a>Android has become the leading smartphone OS by market share over the past five years. With <a href="http://techcrunch.com/2012/09/05/eric-schmidt-there-are-now-1-3-million-android-device-activations-per-day/">500 million active devices</a>, choosing Android as the first platform for developing your app or mobile game is a pretty good choice. However, due to its open nature Android also presents a challenge &#8211; namely from the app distribution perspective.</p>
<p>It might seem that Google Play with its massive coverage is the best way to reach all Android users. Unfortunately, the average user <a href="http://blog.nielsen.com/nielsenwire/?p=31891">downloads only 40 apps</a> for their phone while Google Play has 700 000 available apps. This makes gaining visibility expensive and user retention tricky due to hundreds or thousands of competing apps. Fighting for attention in Google Play is definitely worth it, but it would also be smart to try out alternative channels where the competition is less tough.</p>
<p>In addition to Google Play, there are over <a href="http://en.wikipedia.org/wiki/List_of_mobile_software_distribution_platforms">thirty different app stores</a> available for Android. Smaller competition means better chances for getting noticed and it also lets you market your app to a targeted audience. For example, with O2 Appstore you can advertise regionally in the UK or promote only to Samsung device owners when your app is published in Samsung Apps.</p>
<p>Trying out alternative marketplaces is not accompanied by any additional costs since a large majority of them do not charge for publishing apps. More importantly, mobile payments are supported in almost all of them so you can be certain that all of the users can actually pay you (after all, they are downloading your app for a mobile device) which can not be guaranteed with credit cards.</p>
<p>For some developers, publishing in alternative stores is the only solution &#8211; China and Brazil are notable countries whose developers can not distribute freemium apps on Google Play, while premium apps are supported for developers in <a href="https://support.google.com/googleplay/android-developer/bin/answer.py?hl=en&amp;answer=150324">32 countries</a>.</p>
<p>Additional distribution does not require you to invest extra money, but it does require time to figure out which app stores to focus on, complete the submissions and later keep track of the data. Since the Android user base is fragmented, it makes sense to involve a partner who knows the ecosystem and can provide support.</p>
<p>Fortumo has established relationships with almost 20 app stores and we can help you get your app published. If you are interested in taking advantage of the additional distribution channels, let us know at <a href="mailto:bd@fortumo.com">bd@fortumo.com</a>.</p>
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		<title>Fortumo at Mobile World Congress</title>
		<link>http://blog.fortumo.com/fortumo-at-mobile-world-congress/</link>
		<comments>http://blog.fortumo.com/fortumo-at-mobile-world-congress/#comments</comments>
		<pubDate>Thu, 14 Feb 2013 08:46:48 +0000</pubDate>
		<dc:creator>Andrei Dementjev</dc:creator>
				<category><![CDATA[Fortumo]]></category>
		<category><![CDATA[Mobile industry]]></category>

		<guid isPermaLink="false">http://blog.fortumo.com/?p=5890</guid>
		<description><![CDATA[The Mobile World Congress will take place in Barcelona in less than two weeks. From February 25th to 28th, nearly 70 thousand people from the mobile industry are gathering in Barcelona. This year Fortumo is exhibiting as part of the App Planet section. App Planet will occupy two areas within Fira Gran Via, bringing mobile [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.mobileworldcongress.com/"><img class="alignright size-full wp-image-5891" title="Mobile World Congress" src="http://blog.fortumo.com/wp-content/uploads/2013/02/MWC.jpg" alt="" width="300" height="200" /></a>The <a href="http://www.mobileworldcongress.com/" target="_blank">Mobile World Congress</a> will take place in Barcelona in less than two weeks. From February 25th to 28th, nearly 70 thousand people from the mobile industry are gathering in Barcelona. This year Fortumo is exhibiting as part of the App Planet section.</p>
<p>App Planet will occupy two areas within Fira Gran Via, bringing mobile developers and industry experts together to share their ideas and showcase new technologies.</p>
<p>If you would like to arrange a meeting with Fortumo at MWC, please email us at <a href="mailto:mwc@fortumo.com" target="_blank">mwc@fortumo.com</a> or drop by our stand at Hall 8.1, Stand 8.1C40. See you in Barcelona!</p>
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		<title>Why Doesn’t Premium Work on Android?</title>
		<link>http://blog.fortumo.com/why-doesnt-premium-work-on-android/</link>
		<comments>http://blog.fortumo.com/why-doesnt-premium-work-on-android/#comments</comments>
		<pubDate>Mon, 11 Feb 2013 15:29:04 +0000</pubDate>
		<dc:creator>Gerri Kodres</dc:creator>
				<category><![CDATA[Android]]></category>
		<category><![CDATA[Fortumo]]></category>

		<guid isPermaLink="false">http://blog.fortumo.com/?p=5879</guid>
		<description><![CDATA[In the beginning of February, Fortumo participated at the Taipei Game Show. Since we have close to 3 years of experience with app monetization on Android, I was asked to share our monetization experiences to Asian game developers. Here’s a short summary of the key facts to keep in mind when figuring out the business [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://blog.fortumo.com/wp-content/uploads/2013/02/AndroidRobot1.jpg"><img class="alignright size-medium wp-image-5888" title="AndroidRobot" src="http://blog.fortumo.com/wp-content/uploads/2013/02/AndroidRobot1-255x300.jpg" alt="" width="255" height="300" /></a>In the beginning of February, Fortumo participated at the <a href="http://tgs.tca.org.tw/index_e.htm">Taipei Game Show</a>. Since we have close to 3 years of experience with app monetization on Android, I was asked to share our monetization experiences to Asian game developers. Here’s a short summary of the key facts to keep in mind when figuring out the business model for your app.</p>
<p><strong>Android is the undisputed mobile OS volume leader</strong>. Android currently holds nearly <a href="http://www.engadget.com/2013/01/29/strategy-analytics-android-70-percent-share/">70 percent </a>share of the global smartphone market.</p>
<p><strong>Android is closing the gap with iOS in terms of revenue</strong>. Previously, there has been an issue with Android not monetizing well. This is <a href="http://blog.appannie.com/app-annie-index-january-2013/">changing fast</a> &#8211; Google Play revenue doubled during the last three months and the gap with Apple’s App Store is closing fast.</p>
<p><strong>Flexibility of Android allows for many sources of revenue</strong>. In addition to Google Play, there are dozens of other app stores (global, regional and preloaded such as Samsung Apps) and alternative revenue streams (carrier billing, advertising) available for Android. This means developers don’t have to depend on one channel for success. If all the alternative channels are added up, Android might already be very close or equal in revenue to iOS.</p>
<p><strong>Freemium is overtaking premium on Android, especially in gaming the segment</strong>. In January 2012, revenue from Google Play’s freemium and premium apps were roughly equal. Nine months later, freemium app revenue was three times bigger than premium app revenue. Freemium works better on Android because of several reasons:</p>
<ol>
<li dir="ltr">Users don’t want to risk paying for a low-quality application</li>
<li dir="ltr">App-store billing is weak (e.g. low coverage for mobile payments)</li>
<li dir="ltr">There are free alternatives available to paid apps</li>
<li dir="ltr">App piracy</li>
</ol>
<p>If the outlined arguments have convinced you to aim for a freemium business model on Android, I would suggest doing the following to increase probability of success:</p>
<ol>
<li dir="ltr">Go for emerging markets, these offer the best potential for Android</li>
<li dir="ltr">Use carrier-billing, which can help you to monetize almost all mobile users (almost 5 billion phone owners as opposed to 1 billing with credit card)</li>
<li dir="ltr">Payments need to be priced locally. One dollar in USA is much less valuable than one dollar in China &#8211; adjust your prices according to the market</li>
<li dir="ltr">Use many distribution channels, combine the alternative channels with “official” Android channel</li>
</ol>
<p>Fortumo can help you with carried billing as well as getting access to alternative distribution channels.</p>
<p>If you want to find out more about how to better monetize your Android app, let us know at <a href="mailto:bd@fortumo.com">bd@fortumo.com</a>.</p>
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		<title>Meet Fortumo at Casual Connect Europe</title>
		<link>http://blog.fortumo.com/meet-fortumo-at-casual-connect-europe/</link>
		<comments>http://blog.fortumo.com/meet-fortumo-at-casual-connect-europe/#comments</comments>
		<pubDate>Wed, 06 Feb 2013 12:27:21 +0000</pubDate>
		<dc:creator>Rivo Schultz</dc:creator>
				<category><![CDATA[Fortumo]]></category>
		<category><![CDATA[Games and Gaming]]></category>

		<guid isPermaLink="false">http://blog.fortumo.com/?p=5859</guid>
		<description><![CDATA[From February 12th to 14th, over 1600 gaming industry professionals will be gathering in Hamburg for Casual Connect Europe. In addition to networking, you can come listen to dozens of fantastic lectures, check out the indie showcase and find out what’s new in the casual games ecosystem in the exhibitor area. Fortumo will be attending [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://blog.fortumo.com/wp-content/uploads/2013/02/casual-connect1.jpg"><img class="alignright size-full wp-image-5867" title="casual-connect" src="http://blog.fortumo.com/wp-content/uploads/2013/02/casual-connect1.jpg" alt="" width="314" height="200" /></a>From February 12th to 14th, over 1600 gaming industry professionals will be gathering in Hamburg for <a href="http://europe.casualconnect.org/">Casual Connect Europe</a>. In addition to networking, you can come listen to dozens of fantastic lectures, check out the indie showcase and find out what’s new in the casual games ecosystem in the exhibitor area.</p>
<p>Fortumo will be attending as well &#8211; find one of our guys wearing distinctive red jackets or visit booth #9 at the Bronze Room. You can also book a meeting in advance by e-mailing us at <a href="mailto:bd@fortumo.com">bd@fortumo.com</a>.</p>
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